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                            Privacy Policy

Last updated: October 04, 2022

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

Account means a unique account created for You to access our Service or parts of our Service.

Affiliate means an entity that controls, is controlled by or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.

Application means the software program provided by the Company downloaded by You on any electronic device, named Cloudstream

Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to Workstream Automation Limited, Ferndale House, Byfleet Road, Cobham, Surrey, KT11 1DY, United Kingdom.

Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.

Country refers to: United Kingdom

Device means any device that can access the Service such as a computer, a cellphone or a digital tablet etc.

Personal Data is any information that relates to an identified or identifiable individual.

Service refers to the Application or the Website or both.

Service Provrider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.

Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

Website refers to Workstream Automation, accessible from https://workstreamautomation.com/

You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

  • Usage Data

When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.

We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

To provide and maintain our Service, including to monitor the usage of our Service.

To manage Your Account: to manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user.

For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with Us through the Service.

To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application’s push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.

To provide You with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.

To manage Your requests: To attend and manage Your requests to Us.

For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.

For other purposes: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.

We may share Your personal information in the following situations:

  • With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, to contact You.
  • For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.
  • With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions.
  • With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside.
  • With Your consent: We may disclose Your personal information for any other purpose with Your consent.

Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.

Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company’s operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.

Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.

The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.

Delete Your Personal Data

You have the right to delete or request that We assist in deleting the Personal Data that We have collected about You.

Our Service may give You the ability to delete certain information about You from within the Service.

You may update, amend, or delete Your information at any time by signing in to Your Account, if you have one, and visiting the account settings section that allows you to manage Your personal information. You may also contact Us to request access to, correct, or delete any personal information that You have provided to Us.

Please note, however, that We may need to retain certain information when we have a legal obligation or lawful basis to do so.

Disclosure of Your Personal Data

Law enforcement

Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Other legal requirements

The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:

  • Comply with a legal obligation
  • Protect and defend the rights or property of the Company
  • Prevent or investigate possible wrongdoing in connection with the Service
  • Protect the personal safety of Users of the Service or the public
  • Protect against legal liability

Security of Your Personal Data

The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.

Children’s Privacy

Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.

If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent’s consent before We collect and use that information.

Changes to this Privacy Policy

We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page.

We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the “Last updated” date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, You can contact us:

  • By email: admin@workstreamautomation.com

Mr. Kamran Siddiqi is a cross-functional program management specialist, with over 18 years of experience managing mid to large-scale, high-visibility software, and mobile application projects for both local and international clients.

Mr. Siddiqi has hands-on experience running the entire lifecycle of software product management, from ideation and development to launch, marketing, and end-of-life, and to creating and bringing to market products that meet the needs of customers and deliver value to the business.

Mr. Kamran did his BSC (Hons) in computing software development from the University of Huddersfield.

Aslam is a co-founder and Non-Executive Director of Workstream. He specializes in Digital Transformation to help clients enhance customer experience, productivity, capacity, service quality and controls across the organization through effective use of technology.

Aslam’s international banking career included senior positions with Citibank in South Asia, Middle East, Africa and Europe. His experience and areas of specialization include Operations, Financial Control, Treasury, Training, Trade Finance, Transaction Banking and Product Management. In Turkey, he was Director of the Centre of International Banking Studies, a training center that was established and managed by Citibank under the sponsorship of Central Bank of Turkey with funding from the World Bank.

While with Citibank in the UK, Aslam was Program Director at Citibank’s European Training Centre where he redesigned and delivered Transaction Banking training programs. He later served as Head of Citibank’s European Trade Finance and then European Treasury Services businesses. In his last assignment, he founded and served as CEO of Orbian, a joint venture between Citibank and SAP that provided securitization and electronic distribution of trade receivables.

Aslam holds degrees in Electrical Engineering and Business Administration from University of Karachi, Pakistan. He has also attended the Advanced Management Program at Harvard Business School in 1997.

Aslam is a co-founder and Non-Executive Director of Workstream. He specializes in Digital Transformation to help clients enhance customer experience, productivity, capacity, service quality and controls across the organization through effective use of technology.

Aslam’s international banking career included senior positions with Citibank in South Asia, Middle East, Africa and Europe. His experience and areas of specialization include Operations, Financial Control, Treasury, Training, Trade Finance, Transaction Banking and Product Management. In Turkey, he was Director of the Centre of International Banking Studies, a training center that was established and managed by Citibank under the sponsorship of Central Bank of Turkey with funding from the World Bank.

While with Citibank in the UK, Aslam was Program Director at Citibank’s European Training Centre where he redesigned and delivered Transaction Banking training programs. He later served as Head of Citibank’s European Trade Finance and then European Treasury Services businesses. In his last assignment, he founded and served as CEO of Orbian, a joint venture between Citibank and SAP that provided securitization and electronic distribution of trade receivables.

Aslam holds degrees in Electrical Engineering and Business Administration from University of Karachi, Pakistan. He has also attended the Advanced Management Program at Harvard Business School in 1997.

Khurram is a quality focused and result oriented IT professional, credited with multiple successful projects, bringing end to end software product development. With a degree in Software Engineering, Khurram started his journey with Workstream as a developer in 2011 and now leads the Projects and Systems team. His team leads the way for the Core Framework Development and New Research.

Khurram has more than 9 years of experience working with cross functional teams at Workstream. He has worked on multiple projects with clients both in the local and international markets including the Middle East and Africa. He is involved at every level of process automation from requirements gathering, system integrations, handling project deployment / UAT / users training / after deployment issues handling and enhancements.

With expertise in software architecture & development, Khurram has proven to become a key figure in the technical landscape of Workstream.

Abdullah brings more than 15 years of banking experience working in the UAE and Pakistan. With a keen understanding of Islamic Banking, he has held roles in Governance, Operational Risk, Compliance, Credit Operations & Retail Operations. His career spans across various international banks including Standard Chartered Bank, Noor Bank and Samba Bank.

Abdullah holds an MBA degree from Chifley Business School, Australia and is very well suited to his role at Workstream. He joined Workstream in 2019 and quickly became an integral member of the management team in Pakistan. He is actively engaged in all areas of the business including designing and implementing business strategies, setting up smart goals for performance and growth, establishing best practiced policies that can help promote the company culture and vision, overseeing daily operations related to HR, Sales, Finance and General Administration. Being a nimble team, Abdullah also helps manage relationships with Customers, Partners and Vendors at Workstream.

Abdul Hayee holds the title of Team Lead Technical Support and System Administrator at Workstream Pakistan. He brings 6 years of professional experience in Cloud Server infrastructure and is the main person to take Workstream applications to the Cloud. He is responsible for the daily management, upkeep and configuration of cloud and physical servers of the company. This includes installing and upgrading and managing servers, networks, IT security systems and other critical components of IT infrastructure. He also heads the technical support department and plays a key role in managing client’s issues and their resolution. Abdul Hayee holds a degree in Computer Science and is also a certified ACCP Software engineer.

Abbas has over 25 years of professional experience in the areas of sales, service management, customer experience, products and financial management. He is a talented management consultant and has worked with a diverse range of organizations in Pakistan and across South East Asia, Middle East and North Africa.  His assignments have ranged from sales optimization, upsell/cross sell, relationship management, product optimization, process re-engineering to developing a complete sales transformation program for his clients.

Before joining Workstream, Abbas has worked with a number of leading banks and multinational companies in senior positions including Barclays, Citibank, Standard Chartered, Lakson Group, Mashreq Bank, Grindlays and DHL Worldwide Express.

Abbas is also a passionate sales coach and mentor focused on the development of top performing teams. For the past 9 years he has successfully executed various training and consulting projects in 10 different countries engaged with 50+ banks and multinational organisations and trained over 50,000 people.

Hassan holds a diverse portfolio of Team Lead HR, Admin and Finance for Workstream Automation Pakistan. He brings 11 years of professional experience which includes developing organizational policies, implementing rules / procedures / directives applicable under various statutes relating to recruitment, training, evaluation, grievance handling and finance. Hassan is also instrumental in helping Workstream acquire the ISO 9001-2015 certification and maintaining and tracking ISO compliance and document archiving.

Prior to joining Workstream, Hassan Khan worked as a satellite communication engineer for a local news channel, where his responsibilities included maintaining and supervising connectivity between various regional Satellite Earth Stations and ground units.

Hassan Khan holds an MBA in Human Resources and a BSc in Computer Engineering.

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Samra is an experienced Business Transformation Consultant in the information technology and services industry. Skilled in business process improvements, progress monitoring and client delivery she has over 20 years of project management experience managing full life cycle projects. She started her career with American Express, joined ITT Sheraton before joining American President Lines – Europe where she worked for the next 10 years to lead various projects ranging from management reporting to operational efficiency enhancements.

Since early 2009 Samra has been involved in business process re-engineering and automation assignments for clients in Egypt and the Middle East assessing processes, analysing inefficiencies and recommending solutions.

Samra holds an MBA from the Institute of Business Administration (Pakistan) and a MSc in Business Finance from Brunel University (UK). She is also a qualified PRINCE2 project manager, CQI -IRCA Lead Auditor for ISO 9001-2015 and a trainer for Workstream BusinessAnalyst.

Jack spent over 40 years managing information technology in various organizations and led the development of numerous web-based products for the financial services industry. Prior to joining WAL as a director, Jack served as Chief Technology Officer and member of the management team of Fxall where he was a key architect in the firm’s success.

Jack was the founder and first chairman of the FIX Global FX Committee and is a past chairman of the FX Committee’s Education and Marketing Subcommittee. He has spoken and written widely on Foreign Exchange Technology, STP and business process automation

Jack has also served as Vice President of Product Development and Chief Technology Officer at CrossMar, Inc (a subsidiary of Citigroup). He was responsible for managing CrossMar’s global product development and delivery teams, as well as building software and product alliances around the globe.

Jack holds a Master’s degree from Columbia University School of Business and a Master’s degree in Biocomputing and visual processing from the University of Washington. He received his BA in Mathematics from Columbia University.

Kishwer has served on the Workstream Board since 2012. She brings to this role her experience of 25-years with Citibank in 5 different countries, including her experience as a Senior Credit Officer. After Citibank, Kishwer served as CEO of Onbourse , a high-tech online brokerage firm, a partner in a private equity firm in the UK, and as director of Investor Relations of a Pakistani Bank. She then became a senior banking consultant and is still active in that role.

In Pakistan, Kishwer also has the experience of reviewing credit portfolios and credit admin processes of several midsize banks, for BankT&D, with a view to offering strategies to improve efficiency and risk management at these banks. Kishwer has an MBA and a PhD in Finance. She has also attended the Advanced Management Program at Harvard Business School.

Urooj is a passionate technology professional and the founder of Workstream.  With an engineering degree from Imperial College, London, Urooj is a hands-on IT professional, extremely adept at devising business driven IT solutions.

Urooj has over 25 years of experience working in Europe and the Middle East in the areas of enterprise solutions architecture, cloud computing and digital transformation.  His experiences include technology consulting with Accenture in London, building a 5 million song database at Shazam, managed the break-up of Nokia’s technology platform.  He has worked on consulting assignments at JP Morgan Chase, Morgan Stanley, Deutsche Bank, RBS, Santander and Bank of America / Merrill Lynch.

With an inclusive mentoring management style Urooj has developed high performance teams by ‘walking the talk.’  A keen technology enthusiast, Urooj now lives in Dubai and is currently working towards building the next generation fintech platform for process optimization.